# Mortgage

#### Home Loans Designed to Help You Achieve Homeownership

Whether you're buying your first home, refinancing your current mortgage, or investing in property, Lenexbanking offers flexible mortgage solutions that fit your financial goals. We understand that purchasing a home is one of life’s biggest investments, which is why we provide a wide range of fixed and adjustable-rate mortgage options with competitive rates, low fees, and personalized guidance. Our dedicated mortgage specialists are here to help simplify the process and support you at every step—from application to closing.

With Lenexbanking Mortgage Solutions, you can take the next step toward homeownership with confidence.

Whether you're looking to purchase a new home, refinance an existing mortgage, or fund a renovation, our mortgage programs are designed to support your needs. Choose from a variety of solutions including “Lenexbanking First-Time Homebuyer Mortgage,” “Refinance Loan,” “Jumbo Mortgage,” or “Home Construction Loan.”

These tailored mortgage products often feature more favorable rates and terms compared to standard lending, and are supported by Lenexbanking’s experienced mortgage advisors.

Mortgage Features

Available in USD
Fixed or Adjustable Rate options
Flexible repayment terms up to 30 years
Pre-approval available for faster purchasing power

Eligibility Requirements

Applicants must be at least 18 years of age
Homeowners insurance is required
Life insurance may be required depending on the loan type and applicant profile

Required Documentation

Government-issued ID (National ID, Driver’s License, or Passport)
Proof of current residence in the U.S.
Recent Income Verification (pay stubs, tax returns, or employment letter)
Property Purchase Agreement or Sales Contract
Appraisal Report of the property
Homeowners insurance quote or binder
For foreign nationals: Valid U.S. residence and work permits throughout the loan term
U.S. co-signer or guarantor (if applicable)

Loan Costs and Related Fees

Loan Origination Fee
Property Appraisal Fee
Title Insurance
Credit Report Fee
Mortgage Insurance (if required)
Life Insurance (if applicable)

##### Easy to use

Our platform is easy and flexible with high defination interest rate.

##### 24/7 customer support

Our support section is available via email 24/7 to help and attend to bookings and enquires.

##### Hybrid accounts

Personal or business accounts are available in savings and current.